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WooCommerce Introduces WooCommerce Payments for the US

WooCommerce, A popular ecommerce platform from Automattic now has its very own payment processor, WooCommerce Payments.

If you run a WooCommerce powered store then you would know that the platforms support multiple popular payments providers such as Stripe and PayPal out of of the box via extensions.

This Newly launched Payment Provider for the US Market gives users of the platform a more centralized and frictionless way to accept credit & debit card payments. It is not only removes the need for multiple logins (PayPal/Stripe) and customer service department(disputes) but the need to learn multiple platforms.

Everything you need to accept and manage payments is available from within the WooCommerce Dashboard, unifying all aspects of your payments.

How does it Work?

WooCommerce Payments works similarly to Stripe as customers will pay for products and services with the credit/debit cards without leaving your website.

Receiving Funds? The funds are sent directly to your bank account two days after a purchase as opposed to being kept at a third party virtual wallet and/or custodian.

Payments are made within two days after daily bundleing. Bundleing? Yes, Payments organized on a schedule where the first deposit for a new account has a seven-business-day waiting period.

The daily payments are then bundled into a single deposit. It is this single deposit that then get ayutomattically transfered to the vendors bank account two business days later.

What are the Fees?

The installation doens’t have a fee nor are there any monthly fees, you simply pay 2.9% + $0.30 for each transactions made via a US issued credit or debit card, which is pretty reasonable.

Cards which are issued outside the US will however attract a additional 1% fee which means a overall 4.9% + $0.30 per transaction for foreign based card transactions.

How about a Dispute fee? Payment disputes will attract a fee of $15 for each dispute but will be refunded to the vendor if the vendor wins the dispute.


Limitations?

  • Well this new product is currently limited to US based merchants which indicates there will be gradual release to various markets in the future.
  • Merchants who have CBD-related transactions cannot use the product and are suggested to use the Square payment processor for such transactions.
  • Does not support subscription based transactions but indicates that it will be supported in a future iteration/update/version.

This is’nt a massive change for the WordPress WooCommerce powered eCommerce Store landscape. This new product not only removes the friction of accepting payments within WooCommerce but also adds a new Revenue stream for Automattic which operates WordPress.com and WooCommerce respectives.

I look forward to the gradual general release to other markets such as the UK, Canada and other corners of the globe.

Civilization 6 for PC now free on the Epic Games Store

Popular turn-based strategy game, Civilization 6 is now free for a limited time on the Epic Game Store as part of its series of weekly free games.

This release comes on the heels of the previous weeks give away of Grant Theft Auto 5, one of the most popular titles. Both the Grand Theft Auto 5 and Civilization 6 release was hinted at via a Reddit leak.

Civilization is a a long-running turn-based strategy series where players choose one of history’s great civilizations, such as the Egyptians, the Mongolians or the Spanish, then take them all the way from the Stone Age into the near future. You can conquer the world through military might, or surpass your rivals with diplomacy and technology. The game also offers a variety of difficulties and game lengths, so it’s just as appealing to strategy newbies as it is to hardened wargame grognards.

How to get Civilization 6 Free?

To receive the game, simply head to the dedicated Civilization 6 Epic Games Store page between now and May 28 at 11 AM ET. Click the get now “Get” button where the price would usually be, and log into your account if you haven’t already. The game will now be permanently in your library where you can install it whenever you feel to.

While you will receive a single DLC with the game, The game has at least $40 worth of paid DLC, which adds civilizations like the Mayans and the Ethiopians.

These giveaways by the Epic Games Store is marketing strategy not only aimed at bringing in new users in the long term but build up the users pic game store Library. This strategy gives it a firm footing to compete with the likes of Steam and Origin.

Facebook Acquires GIPHY via Instagram

Facebook has acquired GIPHY, The most popular GIF search engine and hosting platform.

The deal is purportedly worth around $400 million according to a report by Axios.

The GIPHY team will be integrated into the Instagram Team according to a blog post from Facebook.

First launched back in 2013, GIPHY not only provides hosting for GIF images but also a search engine to a wide assortment of GIFs. The platforms API also makes these GIF available via its API which is used across a wide cross selection of platforms such as Facebook, Facebook Messenger, Reddit, Whatsapp, Discord, Slack, Twitter and Instagram just to name a few then you have an interface.

What is next?

Instagram’s Vice president, Vishal Shah notes in a blog post that will continue to offer is Library, API and platform just as the norm:

GIPHY will continue to operate its library (including its global content collection), and we’re looking forward to investing further in its technology and relationships with content and API partners. People will still be able to upload GIFs; developers and API partners will continue to have the same access to GIPHY’s APIs; and GIPHY’s creative community will still be able to create great content.

GIPHY is already used among Facebooks’ Facebook app, Messenger and WhatsApp for along time hence this has been a perfectly executed acquisition.

It looks to be seen if platforms will make a shift to other GIF API’s of build there own in an effort to not become tapped in any possible privacy issues.

CryptoKitties launches Artist Series featuring Momo Wang

Dapper Labs Inc and Animoca Brands has partnered together to launch the CryptoKitties Artist Series with four epic designs from award-wining illustrator Momo Wang.

Whats CryptoKitties? It is one of the first and largest blockchain-based games on the Etheruem network. the game allows players to purchase/collect digital cat collectables which are secured via blockchain technology.

Animoca has not only been a key partner of CryptoKitties since January 2018 but brokered the collaboration between CryptoKitties and Momo Wang.

The extremely popular Tuzki character is the work of Momo Wang. Tuzki is a black and white line drawn bunny that is one of the most recognized characters in china and used widely across various instant messaging platforms such as WeChat.

CryptoKitties launches Artist Series featuring Momo Wang 1

The Momo Wang collection features four avant-garde cats inspired by DADA ballet costumes that each possess an authentic take on the genetic makeup of a CryptoKitty. Two of these Kitties will be reserved for upcoming Fancy Chases and two Kitties will be sold on Nifty Gateway.

Momo’s first CryptoKitty, Catterina, is a Special Edition in a limited run of 100 priced at US$100. Catterina is exclusively available on Nifty Gateway, the platform for collectors and artists that allows the exhibition and trading of rare artworks. Once all 100 Kitties sell out, CryptoKitties will unveil an auction for the Exclusive 1 of 1 edition.

Half the proceeds from the Caterina sale will go towards organizations such as Feeding America and Food Banks Canada to help hungry communities impacted by the COVID-19 crisis.

Crazy Defense Heroes launches NFT and Gem sale

Popular tower defence mobile game, Crazy Defense Heroes is having a Super Value Chests Sale of non-fungible tokens and 150% more in-game currency.

Crazy Defense Heroes is not only a tower defence game but also a collectable cards game with over 2 million app downloads.

The sale ends on May 15, 2020 with a total of just 100 Super Value Chests available for purchase at www.crazydefenseheroes.com. All Super Value Chests contain collectable card NFTs, Gems (the in-game premium currency of Crazy Defense Heroes), and VIP points. Notably, the Super Value Chests provide 150% more Gems than the standard in-game pricing.

Crazy Defense Heroes launches NFT and Gem sale 2

In addition to collectible NFTs, all of the Super Value Chests contain 150% more Gems compared to the amount a player can get by spending the same sum in the game. Gems are a premium currency in Crazy Defense Heroes and can be used in numerous ways such as gaining new in-game items and energy (required to enter a level, mission, or quest).

Super Value Chests also contain VIP points, which increase players’ VIP level, granting benefits including higher energy capacity, more daily Automaton Charges, and extra VIP missions and quests.

Crazy Defense Heroes launches NFT and Gem sale 3

The Super Value Chests sale marks the first foray of Crazy Defense Heroes – a traditional mobile game – to explore opportunities provided by blockchain technology, and represents the first of several planned actions to overcome the divide between the worlds of traditional gaming and cryptographic gaming.

Crazy Defense Heroes is available globally for iPhone®, iPad®, and Android™ devices. The game is free to download and play, with optional premium content.

Crazy Defense Heroes: RPG TD
Crazy Defense Heroes: RPG TD

Peacock is Coming to Microsoft Xbox Devices

NBCUniversal‘s Upcoming streaming service, Peacock is coming to Microsoft’s Xbox One family of devices, including Xbox One S and Xbox One X when it launches on July 15, 2020.

On launch, Peacock will offer a free tier inclusive of more than 7,500 hours of films, TV shows and timely live and on-demand programming across the news, sports, reality and late-night categories. The Premium Tier, Peacock Premium will be available at $4.99 per month and feature more than 15,000 hours of content but include ads. Viewers may also upgrade Peacock Premium to ad-free for an additional $5.00 per month.

“We are pleased to make Peacock available to the millions of customers who access content across Xbox platforms,” “With streaming entertainment and gaming reaching all-time highs, Xbox will be a great ongoing partner for Peacock.”

said Maggie McLean Suniewick, President, Business Development and Partnerships, Peacock.

At Launch in July, Xbox users of Peacock will be able download content through the Microsoft store. Customers will have the ability to sign up for Peacock Free or upgrade to Peacock Premium directly within the Peacock app on the Xbox devices via in-app purchases.

What sort of Content does Peacock Include?

The new service will not only include the current season of programs from NBC and Telemundo but hundreds of blockbusters such as the Jurassic Park franchise, E.T., Meet the Parents,and Shrek; and iconic shows including comedies Parks and Recreation, 30 RockSaturday Night Live, King of Queens, Everybody Loves RaymondTwo and a Half Men, FrasierGeorge Lopez,and Cheers; dramas Law & Order: SVU, Downton AbbeyYellowstone, Friday Night Lights, House, Battlestar Galactica, Psych, Parenthood, Monk, Heroes, kids programming including Curious George, Where’s Waldo? and Cleopatra in Space and Peacock original movies and shows (titles available at premiere yet to be announced). 

“We look forward to working with Microsoft, bringing Peacock to the Xbox platform and expanding the growing options people have to access our content at national launch,”

SAID MATT BOND, CHAIRMAN, CONTENT DISTRIBUTION, NBCUNIVERSAL.

Peacock will also feature daily programming highlights from TODAY, NBC Nightly News, Meet the Press, Noticias Telemundo,MSNBC, CNBC, NBC Sports, E! News and Access Hollywood, and 75 streaming channels, including clip-based channels like the best Jimmy Fallon and Seth Meyers comedy sketches, the best sketches from the SNL Vault, plus news channels from NBC News Now and Sky News, and genre channels like True Crime, Reality Check-In and 80s Mix Tape.

Peacock has already been field test via an early preview roll-out to eligible Comcast’s Xfinity X1 and Flex customers at no additional cost last month. Eligible Cox Contour customers should also receive Peacock Bundled and included a no additional cost later this year according to Peacock.

The platform will be going up against the likes of existing streaming platforms like Amazon Prime, Netflix and Hulu along with recent entrants Disney Plus and HBO Max which is slated for a May 27 launch date.

Matterport Brings 3D Capture To The iPhone

The Matterport Capture app is now out now avaialable on the Apple App store. The app allows users to create, edit and share high fidelity 3D digital twins of any physical space with the power of your iPhone.

Matterport Capture’s Promo video

Matterport gives Real Estate Agents, Designers and more are an awesome tool which includes embedded notes, links, labels and/or videos within this shareable representation of physical space. Visitors, in a nutshell, can visit these spaces in immersive 3D anywhere without being there in person. The app even allows the measuring of digital walls, doors, windows and furniture, making the measurements and dimensions of the entire space valuable.

The app is made possible by Cortex‘s AI platform and patented deep learning neural network which analyzes the 3D Spatial data captured from Matterport’s flagship Pro2 camera and a wide variety of third party devices including Lidar cameras, 360 cameras, and now smartphones.

This AI platform has been battled-tested with millions of space being captured in the past which has to lead to more accurate and consistent 3D Digital twins. Cortex further handles complex operations such as 2D to 3D reconstructions, advanced image processing, automatic color correction, object and room labeling, and more.

Cortex/App even takes in takes into account the people within the generated 3D Spatial environment and will automatic face blurring for privacy.

Here are a couple of ways the app can be used once downloaded, the Matterport Capture app can be used immediately in a number of powerful ways:

  • Real estate agents can scan a property almost as easily as taking photos with their iPhone, to create and publish an accurate 3D digital twin of a property listing
  • Homeowners can share a digital twin of their kitchen to get a quote for a remodel or scan damage to send to their insurance company for a more accurate estimate for repair.
  • iPhone users can freely share their digital twins with friends and colleagues, along with prospective tenants, owners, and more.
  • Interior designers can capture a space and take it with them to make sure furnishings fit.
  • Contractors can efficiently document stages of progression during the construction or renovation process.
  • Property owners can create an immersive virtual tour of their spaces to improve their booking rate on rental sites.
  • Businesses can easily capture a 3D digital twin of their office to help with recruiting, hiring, wayfinding, space planning and building company culture.
  • And anyone can capture and share places that are important to them — whether it’s a special room in their home, a favorite spot they frequent, or an incredible space they experienced on vacation.

RJ Pittman, Matterport’s CEO is quoted as saying “With billions of square feet captured in more than 80 countries, Matterport has created the standard for 3D capture to digitize the built world. Today marks our first step to empower billions of smartphone users to try Matterport for themselves,” and further added, “Matterport for iPhone introduces the world to our advanced spatial data capture and Cortex AI technologies in an easy-to-use app that enables anyone to capture and share 3D spaces with friends, family or colleagues.”

The app is now available on the Apple App Store for both the iPhone and support for iPads.

Matterport
Matterport
Developer: Matterport Inc
Price: Free

Binary.com Rebrands to Deriv.com

Binary.com Rebrands to Deriv.com 4
Jean-Yves Sireau, Founder and Chief Executive Officer

Popular online trading platform Binary.com has now been re-branded as deriv.com. Binary.com has been around for 20 years and the Deriv brand brings with it new products and improved user experience.

The New products include:

  • DTrader for new and experienced traders.
  • DBot allows users with zero coding knowledge to create trading bots.
  • Deriv MT5 (DMT5) is a new trading platform which will be used along with the existing SmartTrader software client user interface used by Binary.com.
  • Multiplier Options offers traders a new option to make higher profits with limited risk.

New Features? P2P Cashier which allows peer to peer facilitation of seamless financial transactions will see a gradual roll out soon.

This new experience Deriv.com‘s Founder and CEO, Jean-Yves Sireau says is a “Stepping into our third decade of operations, it’s just timely to renew our commitment to make online trading effortless and accessible to everyone, especially to our valued clients.”

The old website, binary.com should redirect to the new platform at www.deriv.com

Bob Marley: Legacy Documentary Series Continues With Episode Three: Righteousness, Out Today

3
Bob Marley: Legacy Documentary Series Continues With Episode Three: Righteousness, Out Today 5
Episode three of Bob Marley’s esteemed Legacy mini-documentary series was revealed today. Righteousness offers a unique glimpse and insight into Jamaican culture and delves into the roots and relationships between spirituality, religion, nature, and Rastafarianism. Exploring the impact Bob had on Jamaican culture, while celebrating the influences and inspirations behind his message and music, Righteousness is available on Bob Marley’s Official YouTube Channel

The new episode of the Bob Marley: Legacy mini-documentary series is now out on the Official Bob Marley YouTube channel. The documentary, Righteousness provides viewers with a unique look into the Jamaican culture via delving into the roots and relationships.

Righteousness gives a close look at Spirituality, religion, nature and Rastafarianism. These elements play a crucial part of not only Bob Marleys Life but the impact on Jamaican culture. The documentary celebrates the influences and inspiration behind his message and music.

In other news, 4/20 was celebrated last week with KAYA Radio and Bob Marley fans across the world, urged to #STAYHOME and enjoy a special and exclusive 24-hour livestream on YouTube. The livestream featured songs and videos from his most iconic albums and newly released LEGACY series.

The documentary is apart of Bob Marley’s 75th-anniversary celebrations. The Righteousness mini-doc is available on Bob Marley’s Official YouTube Channel HERE.

Jamaican Mobile Money Solutions 2021

Are you in search of a Jamaican Mobile Money Solution? this article takes a closer look at the various local mobile money options available and various respectable accompanied Prepaid MasterCard’s solutions.

We have not only provided a list of the best Jamaican Mobile money solutions but also all the best Payment Solutions, Prepaid Credit Card, and Banking Alternatives. These options are perfect for allowing payments but lack the valuable element of interest and thus should not be used in an investment or saving capacity.

Why Use a Mobile Money Solution? These solutions make Online Shopping, Bill payments, Mobile Phone Credit, Shopping, Transfers(Sending/Receiving), and Remittance a much easier undertaking.

To open an account with these platforms, most will require at minimum a Valid ID(Passport / Election ID / Drivers License) and TRN. In other cases, you will need additional info such as Proof of Address and/or Source of Funds Declarations may be added to the equation depending on the various verification tier requirements.

These are the current players in the Market after the exit of two players, Connect Mobile Wallet (2017) and GK MPay(December 2018).

Alliance Prepaid Mastercard

Alliance launched the Prepaid MasterCard in May 2018 with the aim of “providing the service for those on the island, who are not in the formal banking system”.

Alliance Financial Services offers remittance services through the local Alliance MoneyGram location. They also offer services such as its Student card, Valucard, and its “MyePayMeals” which are used in Universities, schools, and various businesses.

What do i need for an account?

Sign up for the Alliance Prepaid Mastercard by visiting any Alliance MoneyGram location island-wide or visit the Alliance Prepaid Mastercard website.

To open an account all you need is:

  • Valid ID(Passport / Election ID / Drivers License)
  • Proof of Address
  • TRN

How and Where can I use this? (Usability)

Once your card is active, you can top up your card via any Alliance MoneyGram location islandwide and use your card to:

  • Pay bills online
  • Receive Remittances
  • Receive Transfers from NCB, ScotiaBank or between Alliance Prepaid MasterCard
  • Top up phone credit electronically
  • Withdraw cash from ATMs
  • Swipe at point-of-sale machines in stores

One thing to note about this card per their websites is that the car will only support “ATM Machines, online stores, and online bill payment platforms that accept MasterCard (compatible on websites that bill in Jamaican currency only)”.

Fees

The Alliance Prepaid Credit Card has a very affordable and balance fee structure with lows of $46 JMD and highs of $500 JMD.

  • Loading funds to your Alliance Prepaid credit card attracts a fee of around $50 JMD while loading your card via a bank (BNS/NCB Online) has no fees.
  • Withdrawals via Alliance Agent locations will attract a fee of around $50 JMD while ATM withdrawals, ATM Declines and ATM Balance inquires will attract a $65 JMD fee.
  • Using your card at a POS(Point-of-Sale) Terminal which accepts MasterCard, An ePay POS Terminal and/or even Online transactions will not attract a fee.
  • If you want to send the funds on the card to a Bank account or to another Card, this will attract a fee of around $116 JMD.
  • Both the cards activation and its Cost are completely Free.
  • There is a monthly account maintenance fee of $233 JMD on funds held on the card.
  • If you want to replace a lost or stolen card, you will attract a fee of $500 JMD.
  • Exchange rates may vary daily for transactions converted from other currencies.

Note: These feels are low but there are additional fees charged by merchants, financial institutions or ATM operators which can drastically affect your account balance across this and all the options on this list.

Mobile Apps and Availability

The ePay Mobile app is the dedicated Alliance Prepaid Mastercard app. The mobile app is currently only available for Android-powered devices via the Google Play Store.

Users of iOS-based devices can look forward to the launch of their future similar app on the App store per the “app coming soon!” notice placed on its Website.

ePayMobile
ePayMobile
Developer: ePAY
Price: Free

Lasco Pay

Launched back in September 2019, Lasco Pay is a prepaid MasterCard offered by Lasco Financial Services and cobranded with Alliance Payment Services (ePay).

Lasco Financial Services is a local RIA & MoneyGram agent at Lasco Money stores islandwide. Beyond remittance services, Lasco also offers services such as Cambio/Foreign Exchange and Personal/Business/Consumer Loans.

Just as the previously mention Alliance Mastercard, The Lasco Pay Prepaid MasterCard is designed to make the lives of the unbanked and users of their existing products much easier.

What do i need for an account?

To get started on your new Lasco Pay account, you can either:

  • Visiting the Lasco Pay Website
  • Visiting any of the over 100 Lasco Money agent locations island-wide.
  • Submitting required documents to lfsl_remittance@Lascoja.com for verification.
  • Via WhatsApp, complete a digitised version of the registration form and submit along with ID, TRN and a proof of address to 876-390-5452. (source)

The required documents of course being:

  • Valid ID(Passport / Election ID / Drivers License)
  • Proof of Address
  • TRN

How and Where can I use this? (Usability)

Just as with the Alliance MasterCard, Once you have received your card, you top up your card visiting any Lasco Money store locations islandwide. You can use he card to:

  • Pay bills online
  • Receive Remittances via Lasco Money, MoneyGram and RIA
  • Receive Transfers from NCB, ScotiaBank or between Lasco Pay Prepaid MasterCard
  • Top up phone credit electronically
  • Withdraw cash from ATMs
  • Swipe at point-of-sale machines in stores

Fees

Just as before with Alliance, The Lasco Pay Prepaid MasterCard offers very low and affordable fees with lows of $40 JMD and highs of $500 JMD.

  • Both Loading/Cashing in funds to your Lasco Pay Prepaid credit card via a Lasco Agent Location and via a bank (BNS/NCB Online) has no fees.
  • All withdrawals inclusive of Lasco Agent Locations, ATM withdrawals, ATM Declines and ATM Balance inquires has a $65 JMD fee.
  • Using your card at a POS(Point-of-Sale) Terminal which accepts MasterCard, An ePay POS Terminal and/or even Online transactions will not attract a fee.
  • If you want to send the funds on the card to a Bank account or to another Card, this will attract a fee of around $115 JMD.
  • Both the cards activation and its Cost are completely Free.
  • There is a monthly account maintenance fee of $230 JMD on funds held on the card.
  • If you want to replace a lost or stolen card, you will attract a fee of $500 JMD.
  • Exchange rates may vary daily for transactions converted from other currencies.

Mobile Apps and Availability

The Lasco Pay app is available for Android-based devices via the Play store. Just as the notice on the alliance website for the future launch of an iOS supported app, Lasco Pay is also working and launching an iOS app in the future.

LascoPay
LascoPay
Developer: ePAY
Price: Free

MyCash Jamaica

Also launched with the aim to eliminate the barriers of inclusion in Jamaica, the MyCash Jamaica App & Prepaid MasterCard was launched in August 2018 by the Sagicor Bank, Digicel Group (through its subsidiary Prism Services Jamaica), and Mastercard.

Note the fact: There is an American version called the Digicel MyCash App in partnership with the Metropolitan Commercial Bank which allows for the same benefits. This version allows for card loads at over 65,000 locations inclusive of 7eleven, Walmart, Walgreens and Dollar General locations just to name just a few. The app also provides the ability to send funds to Jamaica. The app is also available on the Google Play and App Store.

https://youtu.be/zjqVhUH_TBU

What do i need for an account?

To sign up for your new MyCash account, simply download the MyCash Jamaica app and follow the very quick and simple registration process.

The only documents that you will need are your Valid ID(Passport / Election ID / Drivers License) and TRN which gives you a Tier 1 verification Level.

What does each verification level give you?

Tier 1Tier 2Tier 3
Account Limit$50,000 JMD$100,000 JMD$150,000 JMD
Daily Spend Limit$15,000 JMD$40,000 JMD$50,000 JMD
MyCash Verification Tiers

If you want additional levels of verification, you are gonna need to provide a Declaration of Source of Funds(Level 2) and Proof of Address(Level 3).

Once you have registered, you can simply pick up your card by visiting any of the 16 Sagicor bank locations islandwide.

How and Where can I use this? (Usability)

As with any of the prepaid card options on this list, Users can top up their cards via a visit to the nearest Sagicor Bank location. You can use the card to:

  • Pay bills online
  • Receive & Receive Funds/Remittances (via Digicel MyCash App / MastercardSend feature.)
  • Receive Transfers from Local Bank or between MyCash App
  • Top up phone credit electronically
  • Withdraw cash from ABMs/ATMs
  • Swipe at point-of-sale machines in stores

Fees

The MyCash has very similarly low few just as the other cards mentioned on this list. Fees can be as lows of the subjection $2.30 JMD and highs of $460 JMD.

  • Loading money to your MyCash Card via Sagicor Bank Branch and via a Sajicor Bank Drop-box attracts a $55 JMD fee.
  • Loading funds to you MyCash account via a Bank Transfer (any local bank) does seem to have a fee. (The row is left blank on their website)
  • Withdrawing funds from your card via a Sagicor bank branch has a fee of $35 JMD.
  • Oddly, withdrawing funds via Sagicor ABM will cost your $35 JMD while using other local ABMs will attract a cost of $69 JMD.
  • Withdrawal via International ABMs will also cost you a $69 JMD fee.
  • While checking your accounts balance via the MyCash app is free, Checking your account via a Sagicor branch will attract a $175 JMD fee.
  • If you ever check your accounts balance via a Sagicor or any other local ABM, his will attract a fee of $35 JMD.
  • Each Person to Person transfer (MyCash-MyCash Transfer) will attract a 2.3% fee.
  • Using your card to make eCommerce/Online purchases or POS(Point-of-Sale) Terminal purchases are Free.
  • Using the app to make bill payments are Free (NB. marked a Waived which means the could potentially be a future fee if the makers of the app feel to add one)
  • The cards activation is completely Free while the cost of your first card is Waived, yet another potential future fee should the makers see it fit.
  • There is a monthly account maintenance fee of $115 JMD on funds held on the card.
  • If you want to replace a lost or stolen card, you will attract a fee of $460 JMD.
  • Exchange rates may vary daily for transactions converted from other currencies.

Mobile Apps & Availability

The prepaid car can be used at over 50 million locations in over 210 countries worldwide and not to mention the over 400 ATMs accross Jamaica.

The MyCash Jamaica mobile app is available on both the Google Play and App Store for download.

‎MyCash Jamaica
‎MyCash Jamaica
Price: Free
MyCash Jamaica
MyCash Jamaica

NCB Quisk

https://youtu.be/Z9gX3AXe7sc

First implemented in 2010 and launched in 2016, NCB Quisk is a Complete mobile money solution offered by National Commercial Bank (NCB) and licensed from US-based Quisk Incorporated. The platform allows customers to pay for goods and services and send money using their mobile phones.

No Data nor mobile app is required to use the platform, you can use the service via SMS. You also have the choice of using the mobile app and Internet Portal.

What do i need for an account?

https://youtu.be/s58_OQcaUvc

Your signup process will depend on whether you are an existing NCB account Customer or a new user.

New Customers should visit the nearest NCB brand with your mobile device, Valid ID and TRN.


NCB Customers have the benefit of simply just filling to the Quisk signup form with the relevant info inclusive of your name, your phone number, TRN number and other relevant information.


Whether you are a New customer or an existing NCB customer, once your info has been verified, you will then receive a an SMS with your temporary six[6] digit PIN.

You can the use your mobile phone number and this 6 Digit pin to login to the Quisk Online portal and mobile Apps.

NCB customers can then contact NCB customer care centre (888-NCB-FIRST) to link your existing bank account.

The platform is available to anyone over the age of 12 Years or older.

The following forms of ID are acceptable:

NCB Quisk has three account verification tiers: Starter, Standard and Premium depending on your payment needs.

Starter (Tier 1)Standard (Tier 2)Premium (Tier 3)
Account Limit$100,000 JMD$200,000 JMD$300,000 JMD
Daily Spend Limit$25,000 JMD$50,000 JMD$75,000 JMD
Required Documents
TRN NumberYesYesYes
Valid IDYesYesYes
Source of Funds DeclarationNoYesYes
Occupation/Line of Business DeclarationNoNoYes
Proof of address Declaration (Recorded/Verified)NoNoYes
NCB Quisk Verification Tiers

Fees

NCB Quisk offers very reasonable fees in comparison to the other options on this list:

  • Sending Money will attract a fee of 1% of the transaction amount + GCT.
  • Receiving Money does not attract a few – FREE.
  • Add/Loading Money from a NCB Bank account is Free.
  • Adding/Loading money via a NCB iABM is also Free.
  • Cashing out funds via a NCB iABM/ABM is Free.
  • Paying for Goods & Services at NCB Point Of Sale is also Free.
  • Paying Bills will also attract a Fee of 1% of the transaction amount + GCT.

How can i user this Platform?

  • Add money – Linked savings/checking accounts, iABMs
  • Cash out – NCB ABMs
  • Pay for Goods & Services – at NCB merchants
  • P2P – send or receive money from other mobile money customers
  • Pay bills – pay your JPS bills using NCB Quisk
  • Mobile betting – Supreme Ventures sports betting
  • Add Credit To Your Phone

Mobile Apps and Availability

The Quisk mobile app is available on both the Google Play and App store.

Quisk
Quisk
Developer: Quisk Android App
Price: Free

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I hope this article was helpful in helping you to find the best Jamaican Mobile Money and Payment solutions.

If for any reason there are errors or any falsities made in this article, please offer your feedback in the comments or via twitter as this is not a static document and will continue to be updated going forward.

Also feel free to offer any options which we failed to list in this article or any feedback you would like to add, then feel free to leave a comment below or simply give us a tweet @bitvoxy.